If you find yourself in a position where you owe more than your home is worth and you need to sell, a short sale may be your best option. But don’t get taken for a long, stressful ride by a self proclaimed ‘expert’…
“What is a short sale?”
Simply put, a short sale is a real estate transaction where the homeowner owes their lender more than what their property is worth and they need to sell. In a short sale, the lender must approve and accept less than what they are owed as full payoff (this means they may settle for $400,000, even if you currently owe them $500,000…even if the loss is hundreds of thousands of dollars).
WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND! …or in other words, you pay us nothing and if we are able to save you from foreclosure, only then will we get paid by your lender.
Not all agents can do a short sale and not all people qualify for our help. We are here for you if your situation meets the following criteria:
- You have a valid hardship
- You have little or no equity in your home
- You are unable (or soon will be unable) to pay your bills on time
- You want to work with an expert
“Short sales are not easy!” We have successfully negotiated short sales for many families and we actually get the banks to say YES to our short sales. We have a proven track record which we can provide you proof of.
If you’re not sure and just want to find out if you qualify, give us a call and we will walk you through your options. Believe it or not, you may just need help getting a temporary reduction in your payments to ‘catch up’. In any case, call us to talk about the several options that you may not be aware of.